Loan Programs - Silver Hill Funding

Small-Balance Mortgage Programs
See how Silver Hill programs create smoother, faster, more confident closings

Small-Balance Mortgage Programs
See how Silver Hill programs create smoother, faster, more confident closings

Complete Program

Rates: 6-9%
MAX LTV TIER 1: 80%
MAX LTV TIER 2: 75%

Best For:

Credit-worthy investors or business owners looking for an alternative to restrictive bank financing.

Lite Doc Program

Rates: 6-9%
MAX LTV TIER 1: 75%
MAX LTV TIER 2: 75%

Best For:

Investors who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.

Bank Statement Program

Rates: 6-9%
MAX LTV TIER 2: 70%

Best For:

Owner-occupied transactions where the business owner has difficulty documenting their income for traditional lenders.

Options for All Programs

  • Loan Amount: $250K-$2MM
  • Loan Purpose: Purchase, Cash-Out, Refinance
  • Loan Product: 5-Year and 7-Year Hybrid
  • Rates: 6-9%
  • Amortization: 20, 25, 30
  • Min. Middle Credit Score: 650
  • Eligible Markets: Top 200 MSAs
  • Eligible Borrowers: U.S. Citizens, Permanent Resident Aliens, Legal Entities

  • Index: Wall Street Journal Prime Rate
  • Property Types Tier I: Multifamily And Mixed-Use (Residential)
  • Property Types Tier II: Mixed-Use (Commercial), Office, Retail, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Parks, Daycare Centers
  • Standard Prepayment Fees: 5% For First 3 Years

Designed & Developed by Figment Design