Loan Programs - Silver Hill Funding

Small-Balance Mortgage Programs
See how Silver Hill programs create smoother, faster, more confident closings

Small-Balance Mortgage Programs
See how Silver Hill programs create smoother, faster, more confident closings

Complete Program

Rates: 6-9%
MAX LTV TIER 1: 80%
MAX LTV TIER 2: 75%

Best For:

Credit-worthy investors or business owners looking for an alternative to restrictive bank financing.

Lite Doc Investor Program

Rates: 6-9%
MAX LTV TIER 1 & 2: 75%

Best For:

Investors who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.

Stated Owner-Occupied Program

Rates: 6-9%
MAX LTV TIER 1 & 2: 75%

Best For:

Owner-occupied transactions where the business owner has difficulty documenting their income for traditional lenders.

Bank Statement Program

Rates: 6-9%
MAX LTV TIER 2: 75%

Best For:

Business owner who prefer to prove their income by providing 12 consecutive months of business bank statements instead of tax returns.

Options for All Programs

  • Loan Amount: $250K-$2MM
  • Loan Purpose: Purchase, Cash-Out, Refinance
  • Loan Product: 5-Year and 7-Year Hybrid
  • Rates: 6-9%
  • Amortization: 20, 25, 30
  • Eligible Markets: Top 200 MSAs
  • Eligible Borrowers: U.S. Citizens, Permanent Resident Aliens, Legal Entities

  • Index: Wall Street Journal Prime Rate
  • Property Types Tier I: Multifamily And Mixed-Use (Residential)
  • Property Types Tier II: Mixed-Use (Commercial), Office, Retail, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Park, Daycare Center, Restaurant, Bar
  • Standard Prepayment Fees: 5% For First 3 Years

For Stated Owner-Occupied Program: Guarantor(s) are not required to provide personal or business tax returns to qualify for this program. Guarantor(s) may be eligible for a different loan program with more favorable terms. If verifiable documentation such as personal and/or business tax returns are provided.

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