No doc commercial loans now available

Give investor clients more of what they want: Lower rates, greater flexibility, and faster closings.

Be the hero for investors and small business owners – offer best-in-class pricing on loans from Silver Hill and help them lock in the best alternative solution for their needs.

 Full Doc
Lite Doc
No Doc
Loan Amounts$100,000 - $2,500,000$100,000 - $2,000,000$100,000 - $500,000$100,000 - $2,000,000
Min. FICO650650650650
Max LTV80%80%75%80%
Min. DSCR1.
DocumentationFullNo tax returns;
bank statement option
NoneNo tax returns
Why do Brokers Choose Silver Hill Funding?

Top 5 Reasons

  • When borrowers just miss bank eligibility
  • When borrowers require more flexibility than traditional lenders can provide
  • When the property in question causes stabilization or seasoning concerns for traditional lenders
  • When borrowers are able and willing to provide full documentation
  • When borrowers require a faster closing than one could expect with a bank.

Case Study

Closed Loan in Sacramento, California

Self-Storage | $1,584,000


An investor in California wanted to refinance their commercial mortgage but was unable to get the cash-out they needed from their current lender.


Silver Hill Funding provided a more flexible alternative solution that made it possible for the borrower to obtain the full cash-out amount.

Success Stories
Mixed-Use | $400,000

An investor in California wanted to take cash out of their mixed-use property and they needed a quick closing. Thanks to Silver Hill, the borrower was able to lock in a great rate – despite the fact that they never produced tax returns during the transaction.

Case Studies

Multifamily | $456,000

A group of investors wanted to purchase a recently stabilized multifamily property after a full remodel. Silver Hill was able to approve the loan despite the stabilization issues and allowed the investors to purchase the property with just a 20% down payment.

Case Studies

Light Industrial | $1,190,000

A business owner wanted to execute a cash-out refinance but they were denied SBA financing. Thanks to Silver Hill’s Bank Statement Program, the borrower was able to get approved without having to submit tax returns.

Case Studies

Retail | $700,000

Silver Hill was able to provide the perfect alternative solution for this business owner after their bank decided not to approve their refinance request.

Case Studies

Have a Deal Right Now?

Tell us about your commercial loan scenario here. One of our mortgage experts will be in touch with next-step information soon.