You’ve got to go through Silver to get to gold.

  • Best rates available for investors
  • No Lender points
  • Fast closings

Gold Multifamily Program Overview:

  • Loan size: $250,000 – $1.5 million
  • Purpose: Purchase, Cash-Out, R/T Refi
  • Loan term: 30-Year Fixed / 10-year IO
  • Max LTV: Purchase – 65% / R/T Refi – 65% / Cash-Out – 60%
  • Min DSCR: 1.20x
  • FICO: 680
  • Amortization up to 30 years
  • Closing entity: Business
  • Documentation: No tax returns required

We do Small-Balance Commercial Loans differently.

Low Rates
& High LTVs

Some of our best rate improvements appear in the 75-80% LTV buckets.

No Lender

No lender points means you have the freedom to charge fees your way.

Reduced Doc

The financing flexibility investors need with no tax returns required.

When does this program make sense for investors?

  • Your borrower prioritizes low rates
  • Your borrower has strong credit
  • Your borrower prefers not to produce tax return documentation

What borrowers
are saying.

“Silver Hill is my #1 lender to take my deals
to because of my SHF team!” – Mona O.

Want to discuss a deal?
Let’s talk.

Closing mortgage deals can be a simple and stress-free process – but only if you have the right partner on your side. See how we can be that partner for you.