No doc commercial loans now available

Strengthen your commercial mortgage product offering with competitive, non-bank options from a direct lender.

Secure attractive, long-term financing for strong sponsors who require the flexibility of a direct, portfolio lender.
What to look for: commercial properties with in-place cash flow that are near-misses for banks, agency lenders, life companies, or CMBS originators.

 Lowest Rate
Solution
Lite Doc
Program
1-4
Program
Large-Balance
Loans
Loan Amounts$250,000 - $5 million$250,000 - $5 million$100,000 - $2 million$1 million - $5 million
Rates6.250%+6.375%+6.250%+6.250%+
Min. FICO700650650650
Max LTV80%80%80%80%
Min. DSCR1.151.151.001.15
DocumentationFullNo tax returnsNo tax returnsFull

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Grow your commercial business with a wider range of solutions.

From 30-year fixed rate commercial loans to reduced documentation solutions for investors and business owners, Silver Hill gives you the opportunity to grow your origination business in new directions.

Close deals ahead of schedule.

Our streamlined transaction process makes it possible to close commercial loans in as few as 30 days.

 

Office, Retail, Light Industrial, Warehouse, Mixed-Use, Multifamily, Hotel, MHC, Self-Storage, and other asset classes on a case-by-case basis

Office, Retail, Light Industrial, Warehouse, Mixed-Use, Multifamily, Hotel, MHC, Self-Storage, and other asset classes on a case-by-case basis

Office, Retail, Light Industrial, Warehouse, Mixed-Use, Multifamily, Hotel, MHC, Self-Storage, and other asset classes on a case-by-case basis

Office, Retail, Light Industrial, Warehouse, Mixed-Use, Multifamily, Hotel, MHC, Self-Storage, and other asset classes on a case-by-case basis

Office, Retail, Light Industrial, Warehouse, Mixed-Use, Multifamily, Hotel, MHC, Self-Storage, and other asset classes on a case-by-case basis

Why do Brokers Choose Silver Hill Funding?

Top 5 Reasons

  • Cash-out refinances (especially when banks say no)
  • Borrowers requesting a 30-year fixed rate term
  • Deals with DSCR below 1.15
  • Properties with recent stabilization
  • Deals requiring alternative documentation

Case Study

Closed Loan in Frederick, Colorado

Office | $1,771,500
PROBLEM

An investor in Colorado wanted to purchase an office property that was set to experience a sizable vacancy in 12 months.

SOLUTION

While many traditional lenders would issue a denial for this reason, Silver Hill was able to provide funding for a 5-year loan with a 30-year amortization.

Success Stories
Mixed-Use | $400,000

An investor in California wanted to take cash out of their mixed-use property and they needed a quick closing. Thanks to Silver Hill, the borrower was able to lock in a great rate – despite the fact that they never produced tax returns during the transaction.

Case Studies

Multifamily | $456,000

A group of investors wanted to purchase a recently stabilized multifamily property after a full remodel. Silver Hill was able to approve the loan despite the stabilization issues and allowed the investors to purchase the property with just a 20% down payment.

Case Studies

Light Industrial | $1,190,000

A business owner wanted to execute a cash-out refinance but they were denied SBA financing. Thanks to Silver Hill’s Bank Statement Program, the borrower was able to get approved without having to submit tax returns.

Case Studies

Retail | $700,000

Silver Hill was able to provide the perfect alternative solution for this business owner after their bank decided not to approve their refinance request.

Case Studies

Have a Deal Right Now?

Tell us about your commercial loan scenario here. One of our mortgage experts will be in touch with next-step information soon.