Lite Doc Program - Silver Hill Funding

Reduced Documentation Solutions

No tax returns required on investor or owner-occupied transactions

Reduced Documentation Solutions

No tax returns required on investor or owner-occupied transactions

Lite Doc Investor

Best for investors who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.

Stated Owner-Occupied

Best for owner-occupied transactions where the business owner has difficulty documenting their income for traditional lenders.

Bank Statement

Best for business owners who prefer to prove their income by providing 12 consecutive months of business bank statements instead of tax returns.

Are documentation requirements preventing your clients from getting the commercial loan they need?

Silver Hill can make it easier for investors and business owners to secure financing – and easier for you to close more non-bankable deals in your territory.

PROGRAM PERKS FOR CREDIT-WORTHY BORROWERS:

  • No tax returns or 4506T required
  • Cash-outs available
  • No seasoning requirements

LET’S GET IN TOUCH

Program Highlights

Loan Amounts:

Interest Rates:

Max LTV:

Amortization:

$Up to $2 MM

6-9%

80%

Up to 30 years

PROPERTY TYPES Multifamily, Mixed-Use, Office, Retail, Light Industrial, Warehouse, Office, Self-Storage, Mobile Home Park,
Daycare Center, Restaurant, Bar

LOAN PURPOSE Purchase, Refinance, Cash-Out Refinance

PREPAYMENT 5% for 5 years, 5% for 3 years, Declining (5,4,3,2,1)

OCCUPANCY Investor and Owner-Occupied

BORROWER U.S. Citizens, Permanent Resident Aliens, Legal Entities

For Stated Owner-Occupied Program: Guarantor(s) are not required to provide personal or business tax returns to qualify for this program. Guarantor(s) may be eligible for a different loan program with more favorable terms if verifiable documentation such as personal and/or business tax returns are provided.

“I want to thank the entire team at Silver Hill for making this such an efficient, seamless transaction. It was a mutually beneficial and profitable transaction for all parties involved.”

Tony Dely, Cyeron Corporation

Program Highlights

$Up to $2 MM

80%

Up to 30 years

Multifamily, Mixed-Use, Office, Retail, Light Industrial, Warehouse, Office, Self-Storage, Mobile Home Park, Daycare Center, Restaurant, Bar

Purchase, Refinance, Cash-Out Refinance

5% for 5 years, 5% for 3 years, Declining (5,4,3,2,1)

Investor and Owner-Occupied

U.S. Citizens, Permanent Resident Aliens, Legal Entities

“I want to thank the entire team at Silver Hill for making this such an efficient, seamless transaction. It was a mutually beneficial and profitable transaction for all parties involved.”
Tony Dely, Cyeron Corporation

Call Us Today: 844-641-1035

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