Vacation Contest Rules and Regulations - Silver Hill Funding

Vacation Contest Rules and Regulations

NO PURCHASE NECESSARY. Void where prohibited by law. Open only to legal residents of US (excluding the following states: [Delaware, Idaho, Hawaii, Michigan, Montana, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming]), 18 years or over, who (i) have a current, valid mortgage broker license (or are exempt from licensing) in those jurisdictions that require a license to engage in the business of brokering commercial mortgage loans, or otherwise act as mortgage brokers in those jurisdictions that do not require licensing or registration in connection with brokering commercial mortgage loans, and (ii) broker loans to Silver Hill Funding, LLC (“Qualified Participants”). Contest begins 4/1/18 and ends 6/30/18 ( “Contest Period”).To enter, submit a valid loan application to Silver Hill Funding, LLC , close a valid loan transaction (as defined in Rules and Regulations) with Silver Hill Funding, LLC (“Sponsor”) as primary broker or submit a Letter of Intent (LOI) that is accepted and signed by Sponsor during Contest Period.  Prize winners will be determined by total Contest Point values earned during Contest Period.  Grand-Prize (1) – a 5 night trip for two to Atlantis Resorts in Paradise Island, Bahamas (including air transportation to the Bahamas, hotel accommodation, and US$ 1,000 American Express gift card) (ARV: $5,000); Second-Prize (1) – US$ 250 American Express Gift Card; Third-Prize (3) – US$ 100 American Express Gift Card. Participation subject to employer’s company policies regarding employee participation in third party promotions. Atlantis Resort does not sponsor or endorse this promotion. Subject to full Rules and Regulations; for a copy, log on to (SHF webpage with full rule list) or send a self-addressed stamped envelope to “Attention: Silver Hill Marketing – 4425 Ponce de Leon Blvd. Ste. 250, Coral Gables, FL 33146”. Please note that Silver Hill Funding, LLC does not lend in the states of Delaware, Idaho, Hawaii, Michigan, Montana, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming.

 

Abbreviated Rules:

 

NO PURCHASE NECESSARY.  Void where prohibited by law.  Open only to legal residents of US (excluding the following states: [Delaware, Idaho, Hawaii, Michigan, Montana, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming]), 18 years or over, who (i) have a current, valid mortgage broker license (or are exempt from licensing) in those jurisdictions that require a license to engage in the business of brokering commercial mortgage loans, or otherwise act as mortgage brokers in those jurisdictions that do not require licensing or registration in connection with brokering commercial mortgage loans, and (ii) broker loans to Silver Hill Funding, LLC (“Qualified Participants”).  Contest begins 4/1/18 and ends 6/30/18 (“Contest Period”). To enter, submit a valid loan application that is accepted by Silver Hill Funding, LLC, close a valid loan transaction (as defined in Rules and Regulations) with Silver Hill Funding, LLC (“Sponsor”) as primary broker or submit Letter of Intent (LOI) that is accepted and signed by Sponsor during Contest Period.  Prize winners will be determined by total Contest Point values earned during Contest Period.  Grand-Prize (1) – a 5 night trip for two to Atlantis Resorts in Paradise Island, Bahamas (including air transportation to the Bahamas, hotel accommodation, and US$ 1,000 American Express gift card) (ARV:$5,000); Second-Prize (1) – US$ 250 American Express Gift Card; Third-Prize (3) – US$ 100 American Express Gift Card. Gift card terms and conditions apply. Atlantis Resort does not sponsor or endorse this promotion. Participation subject to employer’s written company policies regarding employee participation in third party promotions.  Subject to Rules and Regulations; for a copy, send a self-addressed stamped envelope to “Attention: Silver Hill Marketing – 4425 Ponce de Leon Blvd. Ste. 250, Coral Gables, FL 33146. Please note that Silver Hill Funding, LLC does not lend in the states of Delaware, Idaho, Hawaii, Michigan, Montana, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming.

 

Rules & Regulations

NO PURCHASE NECESSARY. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.

Void where prohibited by law.

1 – Contest Sponsor: This Contest is sponsored by Silver Hill Funding, LLC, 4425 Ponce de Leon Blvd. Ste. 250, Coral Gables, FL 33146 (the “Sponsor”). Atlantis Resort does not sponsor or endorse this promotion.
2 – Contest Eligibility: The Silver Hill Funding, LLC Vacation Getaway Contest (the “Contest”) is open only to legal residents of the United States (excluding the following states: [Delaware, Idaho, Hawaii, Michigan, Montana, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming]), 18 years or over, who (i) have a current, valid mortgage broker license (or are exempt from licensing) in those jurisdictions that require a license to engage in the business of brokering commercial mortgage loans, or otherwise act as mortgage brokers in those jurisdictions that do not require licensing or registration in connection with brokering commercial mortgage loans, and (ii) broker loans to Silver Hill Funding, LLC (“Qualified Participants”). Employees, officers and directors of Silver Hill Funding, LLC, its parents, subsidiaries, affiliates, contractors and agents, and promotional agencies, the immediate family of such employees/officers/directors (parents, children, siblings and spouse regardless of where they reside or are domiciled), and members of their respective households (whether related or not) are not eligible to participate in the Contest. Persons who are not professionals in the mortgage brokerage industry are also not eligible to participate. Participation subject to employer’s written company policies regarding employee participation in third party promotions. Prior to participating in Contest, you are strongly advised to obtain the permission of the appropriate supervisory personnel at your employer. In order to be eligible to receive the prize, the participant must have obtained all required permission from his or her employer to participate in this Contest and receive the Prize.  BY ENTERING, EACH QUALIFIED PARTICIPANT REPRESENTS THAT HE OR SHE IS ELIGIBLE TO PARTICIPATE IN THE CONTEST, HAS OBTAINED ANY REQUIRED PERMISSION FROM ANY NECESSARY PARTIES TO PARTICIPATE IN THE CONTEST AND ACCEPT THE PRIZE, AND PARTICIPATION IN THIS CONTEST AND ACCEPTANCE OF A PRIZE DOES NOT VIOLATE ANY AGREEMENTS OR OBLIGATIONS HE OR SHE MAY HAVE WITH HIS/HER EMPLOYER OR ANY THIRD PARTY OR ANY APPLICABLE LAWS OR ASSOCIATION RULES OR REGULATIONS APPLICABLE TO THE ENTRANT.  Qualified Participant understands that Prizes may be distributed to the employer of Qualified Participant, as required by applicable law or individual brokerage rules. Each Qualified Participant is required to disclose the terms of the Contest to potential customers, as required under any applicable laws, rules, and regulations.

 

3 – Contest Timing/Deadlines: The Contest begins on or about April 1, 2018 and is scheduled to end June 30, 2018 (the “Contest Period”).

4 – How To Enter the Contest: To enter the Contest, a Qualified Participant must submit at least one (1) valid loan application that is accepted by Silver Hill Funding, LLC, submit at least one (1) Sponsor-signed Letter of Intent (LOI) that is accepted by Silver Hill Funding, LLC or Close a valid loan transaction with Silver Hill Funding, LLC as the primary broker during the Contest Period (each a “Qualifying Transaction”). For purposes of this Contest, “Close” is defined as an agreement for a valid loan transaction which is accepted by Silver Hill Funding as the primary broker that is executed with transfer of funds occurring in accordance with the terms of the Agreement.  An LOI must be accepted and a qualifying loan transaction must Close during the Contest Period to be eligible.

5 – How to Play: For each Qualifying Transaction during the Contest Period, the Qualified Participant will be awarded points as provided below (“Contest Points”). To win the Contest, a Qualified Participant must accrue the highest number of Contest Points during the Contest Period based on Qualifying Transactions. Contest Points are distributed after the following actions occur:

1 Point: Qualified Participant submits a valid loan application that is accepted by Silver Hill Funding, LLC.

3 Points: Qualified Participant submits a Sponsor-signed Letter Of Intent (LOI) that is accepted by Silver Hill Funding, LLC.

5 Points: Qualified Participant Closes a valid loan transaction with Silver Hill Funding, LLC.

The Qualified Participant who possesses the greatest number of Contest Points at the end of the Contest Period will win the Grand Prize in the Contest, subject to verification. In case of a tie, the Qualified Participant with the highest loan volume in dollar amount will be the Grand Prize winner. The Qualified Participants with the next highest totals of Contest Points will received Second and Third Prizes, respectively.

6 – General Conditions: By participating in the Contest, each Qualified Participant agrees to abide by and be bound by these Rules and Regulations and the decisions of the Sponsor, which are final and binding in all respects. Prizes will be awarded only if a Qualified Participant fully complies with these Rules and Regulations.

Any attempted form of participation other than indicated above is void.

Sponsor and its agencies are not responsible for late, lost, incomplete, illegible, misdirected, damaged or stolen prize claims.

Any attempt to defraud Sponsor in any way will result in disqualification and Sponsor may also take legal action so as to protect its rights.

By participating in the Contest, all participants release and agree to hold harmless Sponsor and its respective parents, affiliates, subsidiaries, advertising and promotion agencies and all of their respective directors, officers, employees, representatives and agents (the “Released Parties”), from and against any and all liability for any loss, property damage or damage to persons, including, without limitation, death and injury, due in whole or in part, directly or indirectly, from or arising out of participation in this Contest, participation in any contest-related activity, or the receipt, acceptance, possession or use/misuse of any prize.

By accepting a prize, winners authorize Sponsor to use their name, address (city, state), company name, title and/or their photograph, any taped appearance or interview with them or any likeness of them, their voice and/or any statements made by or attributed to them regarding the Sponsor, in perpetuity, in connection with the publicity, advertising/trade or promotional activities for the Contest or any other like or similar future promotion in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), and any and all rights to said use, without further notification or further compensation.
7 – Notification of Selected Winner:

Potential prize winners will be notified by phone and/or email approximately two (2) days after Contest prize determination. If a potential winner cannot be contacted within two (2) days of the date of selection, such winner may be disqualified and an alternate winner will be selected based on number of Contest Points awarded during the Contest Period.

Each potential winner must execute & return an affidavit of eligibility and a liability/publicity release. The affidavit of eligibility and liability/publicity release must be returned within seven (7) days of date of receipt. Travel companion of Grand Prize Winner must execute & return a liability/publicity release prior to issuance of travel documents. Travel companion must be 18 years or over. In the event of noncompliance with this requirement or if prize notification is returned as undeliverable, such prize will be forfeited. If prize is forfeited, an alternate winner may be selected based on number of Contest Points awarded during the Contest Period.

The second and third-place prizes will be emailed upon receipt of their release.

Winners’ name, city, state of residence, company and title will be announced by e-mail to all Qualified Participants following verification of prize winners.

8 – Prizes: The five (5) Qualified Participants with the highest number of Contest Points will receive the following prizes, following verification:

One (1) Grand-Prize Winner: Grand Prize is a 5 night trip for two to Atlantis Resorts in Paradise Island, Bahamas (including air transportation to the Bahamas, hotel accommodation, and US$ 1,000 American Express gift card). The Grand Prize will consist of:

Roundtrip air transportation for winner and guest in coach class on airline selected by Sponsor from major commercial airport closest to winner’s residence to the Bahamas;
Deluxe hotel accommodations for 5 nights (standard room, double occupancy) at hotel selected by Sponsor;

The estimated retail value of the Grand Prize is $5,000.00 (five thousand) dollars.

Travel must be taken on the dates determined by the Sponsor.  If potential winner accepts the prize, but is unable to travel on dates specified by Sponsor, the prize may be forfeited and Sponsor may select a new winner (time permitted) or offer a different prize to potential winner, in Sponsor’s sole discretion.  Prize travel is subject to availability.  Blackout dates and restrictions apply.  Travel must be roundtrip.  Travel not eligible for frequent flyer credit.  Sponsor not responsible for airline cancellations/ delays.  All expenses not expressly stated in the prize description are the responsibility of winner.  Travelers must possess required travel documents.  Winner and winner’s travel companion must travel together on the same itinerary.  The airline tickets used for the trip may not be valid for airline mileage programs. Airline tickets cannot be exchanged. Sponsor will not replace any airline tickets after the same have been booked. Prizes cannot be combined with any other promotion or offer. Winner and his/her travel companion must travel to the Bahamas on the same date, time and flight. If winner and/or his/her travel companion do not show up for boarding on the day and time specified on the airline ticket, winner will lose the right to the prize. Winner and guests hereby acknowledge that Sponsor has not and will not obtain or provide travel insurance or any other form of insurance for any part of the trip.  No changes will be made to travel details once any element(s) of the travel arrangements have been booked, except at Sponsor’s sole discretion.  Prize winner is not entitled to the difference between the actual and estimated retail value of the prize.

One (1) Second-Prize Winner: Second prize is a US$ 250 American Express Gift Card.

Three (3) Third-Prize Winners: Each third prize is a US$ 100 American Express Gift Card.

Gift card terms and conditions apply.  No prize substitution permitted, except at the sole discretion of Sponsor, when due to prize unavailability for any reason and only then for prize of equal value. No transfer of prizes permitted except by the decision of Sponsor. Sponsor will not replace any lost or stolen airline tickets, hotel vouchers and/or other prizes after delivery to winner.

By receipt of any prize, all winners accept their prizes with no further obligation from Sponsor.

Taxes on prize are sole responsibility of winner. Limit one prize per person/family/household.

9 – Arbitration and Choice of law:

Except where prohibited by law, as a condition of participating in this Contest, Qualified Participants agree that (1) any and all disputes and causes of action arising out of or connected with this Contest, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (“AAA”) and held at the AAA regional office nearest the Sponsor; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction.

Except where prohibited by law, under no circumstances will Qualified Participants be permitted to obtain awards for, and Qualified Participants hereby waive all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than participants’ actual out-of-pocket expenses (i.e., costs associated with participating in this Contest), and Qualified Participants further waive all rights to have damages multiplied or increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules and Regulations, or the rights and obligations of a Qualified Participant and Sponsor in connection with the Contest, shall be governed by, and construed in accordance with, the laws of Florida, without giving effect to any choice of law or conflict of law rules or provisions, which would cause the application of the laws of any jurisdiction other than Florida.

10 – General Terms:  Sponsor is not responsible for any typographical or other errors in the offer or administration of the Contest, including, but not limited to, errors in the printing or posting of the offer or these terms and conditions or the distribution of any prize. Any attempt to damage the operation of the Contest is unlawful and subject to legal action by Sponsor or its agents.  Sponsor reserves the right to terminate, withdraw or amend the Contest or disqualify any person for any reason and without notice, including, without limitation: for unprofessional conduct including, but not limited to, disparagement of or threats to disparage Sponsor and its affiliates; if Sponsor suspects tampering has occurred; or to comply with applicable law. Each Qualified Participant is required to comply with these terms and conditions and failure to comply may results in disqualification and forfeiture of the Prize.  All prizes may not be awarded if there is an insufficient number of Qualified Participants.

These Rules and Regulations are the complete statement of the terms and conditions of the Contest. Qualified Participants may not rely on any oral representation regarding the Rules and Regulations (including, without limitation, by Sponsor, its agents or representatives), including statements concerning interpretation or enforcement of the Rules and Regulations. Any questions of a potential violation of the Rules or Regulations or dispute concerning their interpretation will be decided by Sponsor in its sole and absolute discretion.  The Contest is subject to all federal, state and local laws and regulations. SPONSOR MAY ALTER OR DISCONTINUE THE CONTEST AT ANY TIME FOR ANY REASON.

11- Official Rules/Prize Winners: For a list of prize winners (available on or about July 15th, 2018) or for a copy of these Rules and Regulations, mail a hand-printed self-addressed envelope to: “Attention: Marketing Department – Silver Hill Funding, LLC Contest”, 4425 Ponce de Leon Blvd., 5th Floor, Coral Gables, FL 33146.  Be sure to specify whether you wish to receive the list of winners or the Rules and Regulations. Only one request for a Winners List or Rules and Regulations per outer envelope. All requests must be received by July 15th, 2018.

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