LITE DOC PROGRAMS

Best for: Borrowers who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.

• No tax returns or 4506T required
• Investor or Owner-occupied
• Cash-Out’s available

Loan Amounts:

Up to $2 million

Rates:

7-9%

Max LTV Tier 1 & 2:

80%

Term:

5, 7, 10-yr Hybrid

1-4 PROGRAM

Best for: Investors looking for non-bank financing solutions for 1-4-unit properties.

• No tax returns or 4506T required
• Eligible properties include plex properties, condos, and PUDs
• Investor transactions only

Loan Amounts:

$100,000 – $2 million

Rates:

6-8%

Max LTV Tier 1 & 2:

80%

Term:

5-7-yr Hybrid

LARGE-BALANCE LOANS

Best for: Borrowers in need of greater flexibility on loans from $1 million to $5 million

• Attractive cash-out refinance options
• Interest-only solutions available
• Owner-occupied or investor

Loan Amounts:

$1 million – $5 million

Rates:

Fixed Rates as low as 6.250%

Max LTV Tier 1 & 2:

80%

Term:

5/7-year hybrid or 30-year fixed