Have a deal? Let’s get moving.
Provide some basic information below and receive an estimated rate you can share with your client. It’s the first step to getting your deal closed with Silver Hill!
Results of this calculator and any generated term sheets are intended for estimation only. This is not an approval or commitment to lend and only intended to provide a broad estimation. Actual payments and interest rates will be calculated by Silver Hill after submission of a loan application and all other required documentation.
What brokers
are saying
“If all of my account processors or client managers were this good, I’d be the happiest guy on earth.” – Transacting Broker
We do DSCR differently.
Alternative
Underwriting
Instead of the standard Debt-to-Income (DTI) test, we perform a DSCR-based underwrite and qualify income based on the property’s cash flows.
No Lender
Points
No lender points means you have the freedom to charge fees your way and earn up to 5 points on a 1-4-unit deal.
Educational
Resources
As a Silver Hill partner, you get access to unlimited tools designed to help you grow your commercial business.
When does a Debt Service Coverage Ratio (DSCR) loan make sense?
- Borrower doesn’t pass the standard DTI calculation
- Borrower doesn’t want to produce tax returns
- Borrower doesn’t want to use their own income
- Borrower owns more properties than Agency programs allow
