When does No Doc make sense for your borrowers?

  • Borrower reports lower income for tax reasons.
  • Borrower struggles to show consistent growth through tax returns.
  • Borrower requires more flexibility than a bank can provide.

No Doc Streamline
Program Overview.

  • Loan size: $100,000 to $2,000,000
  • Purpose: Purchase, Refinance, Cash Outs
  • Loan term: 5-Year ARM/30-Year Fixed
  • LTV: Purchase: 75% | Refinance: 70%
  • FICO: 700
  • Amortization up to 30 years

A better process for you and your clients.

No income
verification required

Your clients can qualify for commercial financing without providing tax returns, bank statements, or operating statements.

submission process

Borrowers can launch a transaction by submitting only a completed loan application and a credit report.

Earn more
on your terms

You can earn up to 5 points (3 in origination, 2 in YSP) for your pocket when you partner with our team.

“The No Doc Streamline Program is the best solution you have for investors that don’t want the headache of a prolonged process of paperwork.”

– Joey M.

Fun and we get the deal done.

Be our next success story.

Through Silver Hill’s No Doc Streamline Program this borrower was able to refinance his office with a 30-year fixed loan – all without providing tax returns.

Read the Story

Want to discuss a deal?
Let’s talk.

You can reach more types of borrowers and grow your mortgage business – all with the
right lender on your side. See how we can be that partner for you.