Silver Hill is open for business

Silver Hill Funding, LLC is a small-balance commercial lender offering financing from $100,000 to $2,000,000 on a wide range of commercial property types.

Our team is made up of experienced mortgage pros who care deeply about creating success stories for you and your borrowers.

Leadership Team

Leslie Smith

Managing Director
We learn from our mistakes and use challenges as opportunities to grow. When you create a culture of constant learning, your team becomes open to finding new pathways to success.
Leslie Smith led the launch of Silver Hill Funding, LLC and oversees sales and operations for the entire small-balance commercial lending division. An experienced financial services professional and thought leader with more than 20 years in the industry, she has been instrumental in leading multiple initiatives that expanded companies into international markets, as well as developing systems and programs to drive operational productivity and efficiency.

Juan Barcelo

Vice President, National Sales Manager
Understanding my clients is the first step to funding more of their deals.
Mr. Barcelo is head of sales production for the small-balance commercial originations division. He joined Bayview in 2004 working as Sales Director for Silver Hill Financial, LLC, where he managed a group of 15 account executives and was responsible for developing new and existing business from mortgage professionals in several nationwide markets. In 2012, as National Sales Director for Lakeview Loan Servicing (a Bayview company), he oversaw the startup, building, and development of a Portfolio Retention originations team for the MSR residential acquisition strategy at Bayview, growing to a staff of 75 loan originators in 2 branches and funding a total of $3.3 Billion in a 2-year period. He rejoined Silver Hill Funding in 2016 and brings an extensive background in the residential and commercial mortgage industries with a focus on sales, management, business, and product development as well as training and relationship management. Mr. Barcelo holds a bachelor’s degree in History from Florida International University.

Nina Hamilton-Lee

Vice President, Operations
Service is not something I provide. It's something I live every day.
Mrs. Hamilton-Lee will oversee the lending operations including management of the processing, closing, and quality control departments. She is also responsible for effectively overseeing risk management relevant to loan considerations within the company’s loan portfolio. Prior to joining Silver Hill, Mrs. Hamilton-Lee was the head of operation at B2R Finance, LLC (currently known as Finance of America). She has also held roles of increasing responsibility at Activ Doctors Online, Silver Hill Financial, Bayview Financial, Petroleum Realty Investment Partners LP, and Nomura Securities.

Christopher Jones

Vice President, Business Strategy & Analytics
We learn from our mistakes and use challenges as opportunities to grow. When you create a culture of constant learning, your team becomes open to finding new pathways to success.
Mr. Jones joined Bayview in 2014 and is primarily responsible for analytics, financial planning, and business strategy for the Silver Hill originations platform. Mr. Jones has a combined 10 years of experience across mortgage finance, originations, and portfolio management. Prior to Bayview, he worked in Treasury for Lennar Corporation, the nation’s largest homebuilder, and commercial lending and portfolio management for one of the largest Florida-based private banking institutions. Mr. Jones holds Master of Science in Finance and Bachelor of Business Administration degrees from Florida International University.

Zack North

Assistant Vice President, Director of Marketing
"Marketing wins when we focus less on promoting products and more on promoting the success of our customers. No flyer or ad can replace the human connection made through storytelling."
Mr. North oversees all inbound and outbound marketing efforts for the Silver Hill originations platform. He first joined Bayview Asset Management in 2015 and led the marketing campaigns surrounding the launch of Silver Hill Funding, LLC. Mr. North then served as the dedicated Bayview marketing strategist for Silver Hill until he officially became an employee in 2017. Prior to joining Bayview, Mr. North was the marketing specialist for Espirito Santo Bank, where he developed strategies for the real estate lending, trade finance, and wealth management departments. Mr. North holds a bachelor’s degree in Advertising from the University of West Florida.

Andrew Bowers

Vice President, Real Estate
Buy land, they’re not making it anymore. ~Mark Twain
Andrew Bowers serves as Vice President of Real Estate for Silver Hill Funding, LLC. With over 30 years of experience in the real estate and real estate appraisal industry, he specializes in commercial real estate valuation. Before joining Silver Hill in 2003, Mr. Bowers worked in the CMBS due diligence area of our parent company Bayview Financial. From 1993 to 2003, he ran his own successful real estate appraisal firm in Miami, FL. Mr. Bowers has a Bachelor’s of Science in Economics from Florida International University and is a State Certified General Appraiser in the state of Florida.

Long Story Short:

We know commercial mortgage brokers. And our team has helped thousands grow their business with small-balance commercial loans.
With best-in-class pricing, flexible documentation requirements, and expanded broker benefits, Silver Hill is your first stop for non-bankable commercial loans.

Net Promoter Score

92% of brokers say they would choose us again for their next small-balance commercial transaction.

Overall Broker Experience

Transacting brokers give us more than 4.5 stars out of 5.

45 Days or Less

50% of our loans close in 45 days or less.

Why Choose Silver Hill?

Meet the original small-balance experts.

Our experts have helped thousands of originators close non-bankable commercial loans. Give us a few details regarding your scenario and we’ll provide solutions to help you close the deal.

Grow your commercial business with a wider range of solutions.

From 30-year fixed rate commercial loans to reduced documentation solutions for investors and business owners, Silver Hill gives you the opportunity to grow your origination business in new directions.

Close deals ahead of schedule.

Our streamlined transaction process makes it possible to close commercial loans in as few as 30 days.

Feel more confident closing commercial mortgages.

We understand your borrowers’ needs. And we know what it takes to get deals closed. That’s why brokers continue to trust us with their small-balance business.