No doc commercial loans now available

Lower rates than competing lenders
Offer borrowers rates as low as 6.250% on commercial loans

More flexibility than banks or SBA programs
Help your clients secure financing without providing tax returns

Unlimited cash-outs available
Grow your business with our most popular loan solution

Commercial Closings Start Here

Partner with the original small-balance commercial mortgage experts and close more of the non-bank deals you see every day.

  • Lower Rates
  • Faster Closings
  • Greater Certainty
– it all starts with Silver Hill

Commercial Mortgage Deals

3 TIPS TO IDENTIFYING THE BEST SOLUTION FOR YOUR BORROWERS

Choose Us

WHEN YOUR CLIENT…
  • Gets turned down by a bank
  • Wants to cash out a large amount of equity from their existing property
  • Doesn’t report income on tax returns
  • Wants a 30-year fixed rate for a commercial mortgage
THE RIGHT PROGRAM TO

Close Your Deal

Provide affordable solutions to your non-bankable clients

Full Doc Loans

Best for credit-worthy investors looking for an alternative to bank financing.

Lite Doc Loans

Best for borrowers who are not able to disclose certain information or whose properties are more valuable than a tax return might now.

No Doc Loans

Best for those in need of a smaller loan ($100,000 - $300,000) and a more streamlined transaction.

Have a Deal Right Now?

Tell us about your commercial loan scenario here. One of our mortgage experts will be in touch with next-step information soon.

Brokers Say

Excellent team to work with on a challenging loan.

David H.

Your entire staff did an exceptional job. Special thanks to my Regional Manager for his guidance, industry knowledge, and deal structuring. Also want to thank the rest of the operation for their ongoing support, timely follow-up, and professionalism…this team effort is an excellent representation of the Silver Hill brand. I’m looking forward to our next transaction.

Tony D.

This is the 2nd loan that I have completed with this team. In my history as a commercial loan officer, I have never seen a better process. I am impressed, to say the least. This team is the next level in the future of commercial lending.

Eric G.

My Regional Manager, Transaction Manager, and the entire team were a pleasure to work with! Can’t wait to get the next deal closed with the team!

George P.

Everyone involved was very helpful and worked hard to get this loan closed. I look forward to funding many more with your company

Anthony T.
Success Stories
Mixed-Use | $400,000

An investor in California wanted to take cash out of their mixed-use property and they needed a quick closing. Thanks to Silver Hill, the borrower was able to lock in a great rate – despite the fact that they never produced tax returns during the transaction.

Case Studies

Multifamily | $456,000

A group of investors wanted to purchase a recently stabilized multifamily property after a full remodel. Silver Hill was able to approve the loan despite the stabilization issues and allowed the investors to purchase the property with just a 20% down payment.

Case Studies

Light Industrial | $1,190,000

A business owner wanted to execute a cash-out refinance but they were denied SBA financing. Thanks to Silver Hill’s Bank Statement Program, the borrower was able to get approved without having to submit tax returns.

Case Studies

Retail | $700,000

Silver Hill was able to provide the perfect alternative solution for this business owner after their bank decided not to approve their refinance request.

Case Studies

FAQs

What kind of deals are good fit for Silver Hill's programs?

We specialize in providing alternative commercial mortgage solutions between $100,000 and $2.5 million for credit-worthy real estate investors and business owners who can’t or won’t work with banks.

What makes you different from traditional bank lenders?

Silver Hill Funding boasts more flexible loan programs, faster closing schedules, and fewer documentation requirements than traditional bank options.  With banks turning down 80% of the applicants they talk to, there is a big opportunity with these prospects.

Do you lend in all 50 states?

Silver Hill lends in all U.S. states except Delaware, Idaho, Hawaii, Michigan, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming.

How long does it take for a commercial mortgage deal to close?

Every scenario is different, but Silver Hill’s mortgage experts are often able to complete a transaction in 35-45 days.

Which types of borrowers are eligible for Silver Hill loans?

Silver Hill lends to U.S. citizens, permanent resident aliens, and legal entities. Foreign nationals are not eligible.