Commercial Loans
Winning mortgage solutions for your borrowers
Lower rates than competing lenders
Offer borrowers rates as low as 6.250% on commercial loans
More flexibility than banks or SBA programs
Help your clients secure financing without providing tax returns
Unlimited cash-outs available
Grow your business with our most popular loan solution
Commercial Closings Start Here
Partner with the original small-balance commercial mortgage experts and close more of the non-bank deals you see every day.
- Lower Rates
- Faster Closings
- Greater Certainty
Commercial Mortgage Deals
3 TIPS TO IDENTIFYING THE BEST SOLUTION FOR YOUR BORROWERS
Choose Us
WHEN YOUR CLIENT…
THE RIGHT PROGRAM TO
Close Your Deal
Provide affordable solutions to your non-bankable clients
Full Doc Loans
Best for credit-worthy investors looking for an alternative to bank financing.
Lite Doc Loans
Best for borrowers who are not able to disclose certain information or whose properties are more valuable than a tax return might now.
No Doc Loans
Best for those in need of a smaller loan ($100,000 - $300,000) and a more streamlined transaction.
Have a Deal Right Now?
Tell us about your commercial loan scenario here. One of our mortgage experts will be in touch with next-step information soon.
Brokers Say
Success Stories
An investor in California wanted to take cash out of their mixed-use property and they needed a quick closing. Thanks to Silver Hill, the borrower was able to lock in a great rate – despite the fact that they never produced tax returns during the transaction.
A group of investors wanted to purchase a recently stabilized multifamily property after a full remodel. Silver Hill was able to approve the loan despite the stabilization issues and allowed the investors to purchase the property with just a 20% down payment.
A business owner wanted to execute a cash-out refinance but they were denied SBA financing. Thanks to Silver Hill’s Bank Statement Program, the borrower was able to get approved without having to submit tax returns.
Silver Hill was able to provide the perfect alternative solution for this business owner after their bank decided not to approve their refinance request.
FAQs
What kind of deals are good fit for Silver Hill's programs?
We specialize in providing alternative commercial mortgage solutions between $100,000 and $2.5 million for credit-worthy real estate investors and business owners who can’t or won’t work with banks.
What makes you different from traditional bank lenders?
Silver Hill Funding boasts more flexible loan programs, faster closing schedules, and fewer documentation requirements than traditional bank options. With banks turning down 80% of the applicants they talk to, there is a big opportunity with these prospects.
Do you lend in all 50 states?
Silver Hill lends in all U.S. states except Delaware, Idaho, Hawaii, Michigan, North Dakota, Nevada, South Dakota, Tennessee, Vermont, West Virginia, and Wyoming.
How long does it take for a commercial mortgage deal to close?
Every scenario is different, but Silver Hill’s mortgage experts are often able to complete a transaction in 35-45 days.
Which types of borrowers are eligible for Silver Hill loans?
Silver Hill lends to U.S. citizens, permanent resident aliens, and legal entities. Foreign nationals are not eligible.
